How can Moontree Tax Service help my San Jose business minimize its tax liability?

We perform proactive tax strategy identifying missed deductions, optimizing owner compensation ratios, and deploying legal entity structures to lower federal and California state liabilities.

I receive RSUs, ISOs, or NSOs in Silicon Valley. How do you help manage the tax implications?

We reconcile brokerage Form 1099-B data to correct adjusted cost basis figures and model exercise scenarios to mitigate Alternative Minimum Tax (AMT) exposure.

Do you handle California Pass-Through Entity (PTE / AB 150) Tax elections?

Yes. We manage elective PTE tax payments for qualifying S-Corps and Partnerships to bypass the federal $10,000 SALT cap.

Marin County Commercial Hub & Executive CPA

San Rafael CPA & Business Real Estate Tax Accountant

Proactive tax preparation, corporate restructuring, entity optimization, and wealth preservation for San Rafael small business owners, BioTech leaders, commercial contractors, healthcare practices, and North Bay real estate investors. Stop overpaying on self-employment taxes and capital gains.

Schedule Your San Rafael Tax Strategy Session →

Bespoke CPA Advisory for San Rafael’s Commercial & Innovation Economy

Serving as the county seat and central commercial economic engine of Marin County, San Rafael combines a thriving downtown district with cutting-edge BioTech labs, digital media technology firms, major healthcare networks, and commercial specialty trade contractors. Managing high-revenue enterprises alongside Marin County real estate portfolios and executive tech equity requires proactive, multi-year tax execution.

From restructuring sole proprietorships and LLCs via our LLC to S-Corp tax conversion hub and deploying the California AB 150 PTE tax election to overriding brokerage $0 basis reporting errors on Form 1099-B, we help San Rafael taxpayers preserve their wealth. We serve local business owners, contractors, BioTech founders, and tech executives across San Rafael, Novato, Mill Valley, and San Francisco using targeted RSU cost basis adjustments, ISO AMT tax modeling, and ESPP disposition strategies.

The San Rafael Business Owner & Real Estate Tax Strategy

The Income Event: A San Rafael commercial trade contractor, medical group owner, or BioTech consultant nets $350,000 in business profit as an LLC.
The Tax Threat: Faces 15.3% self-employment tax on 100% of profits alongside top California personal income tax rates and federal $10,000 SALT deduction caps.
Moontree CPA Solution: We execute an S-Corp election, establish an audit-proof reasonable officer salary split, make the CA AB 150 PTE election, and perform a cost segregation study on commercial real estate.
The Result: Saves ~$11,800 in self-employment taxes and captures ~$10,500 via the SALT workaround—saving over $22,300 every year while accelerating paper asset depreciation write-offs.

Full-Service CPA Tax Solutions for San Rafael

Small business tax advisory, corporate S-Corp compliance, and commercial real estate wealth strategies.

Small Business & S-Corp Advisory

For San Rafael trade contractors, medical practices, and local business owners, we handle corporate tax filings (1120-S, 1065), optimize officer compensation, and deploy California AB 150 PTE elections.

Individual Tax Prep & Tech Equity

We manage complex high-income 1040 returns for Bay Area commuters and remote tech workers living in Marin County, overriding brokerage 1099-B $0 basis errors during individual tax preparation.

Real Estate Rental & REPS Strategy

Investing in Marin County real estate? We pair commercial, multi-family, and residential rental properties with Real Estate Professional Status (REPS) and engineering cost segregation studies.

Property Transfers & 1031 Exchanges

Protecting family commercial or residential property? We coordinate California Prop 19 reassessment exemptions and structure tax-deferred 1031 property exchanges.

Serving San Rafael, North Bay & Regional Corridors

We deliver specialized CPA tax planning across major Northern California business and technology hubs. Explore our service locations:

Silicon Valley Core

East Bay Corridor

Peninsula & SF

North Bay & Inland

Frequently Asked Questions for San Rafael Taxpayers

How is the City of San Rafael Business License Tax calculated for local enterprises and contractors?

Under City of San Rafael Municipal Code Chapter 10.04, all businesses, S-Corporations, independent 1099 contractors, and commercial trade operations within city limits must hold an active City Business License. The tax is assessed annually based on gross receipts generated in San Rafael or employee headcount, depending on your business category.

How much is the Real Property Transfer Tax when transferring real estate in San Rafael?

Real property sales in San Rafael are subject to both the Marin County Documentary Transfer Tax ($1.10 per $1,000 of property value) and the City of San Rafael Municipal Transfer Tax ($2.00 per $1,000), creating a total combined transfer tax rate of $3.10 per $1,000 (0.31%). By local custom, this is typically paid by the seller at closing unless agreed otherwise in the contract.

How can San Rafael business owners and BioTech founders bypass the federal SALT cap?

By electing into California’s Pass-Through Entity (PTE) tax workaround under AB 150, eligible San Rafael S-Corporation and partnership owners pay an elective 9.3% state tax directly at the business entity level. This transforms state tax payments into an above-the-line federal business deduction, completely bypassing the personal $10,000 SALT deduction limit.

Optimize Your San Rafael Tax Strategy Today

Schedule a 1-on-1 strategy session with Brandy Phuong, CPA to review your business entity, Marin real estate portfolio, or tech equity and protect your wealth.

Schedule Your San San Rafael CPA Strategy Session →